what we do

Premium Financed Life Insurance

Premium Financed Life Insurance represents a sophisticated financial strategy tailored for high-net-worth individuals aiming to address estate tax obligations, facilitate buy-sell agreements, or augment their retirement income. Unlike traditional insurance policies with straightforward premium payments, this strategy involves three distinct entities: The Client, The Life Insurance Company, and The Lender.

Navigating this approach entails intricate negotiations and ongoing service commitments during each annual renewal. It is an intricate financial instrument demanding a profound level of expertise and knowledge to manage effectively.

Henderson Financial Group proudly maintains a strategic partnership with the pioneers of Premium Financed Life Insurance, who introduced this innovative program to Tulsa, OK, in 2002. Since its inception, we have collaborated closely with numerous clients and their advisors to successfully establish and sustain a multitude of plans that remain in effect to this day.

Estate Planning services are provided working in conjunction with your Estate Planning Attorney, Tax Attorney and/or CPA.